Lexus Leases & Loans in Bakersfield, CA

If you have decided to purchase a Lexus vehicle, you might be wondering what your financing options are. You may also be trying to decide whether you should buy or lease. Our finance team can help you access competitive loans and lease options. We welcome you to value your trade and to apply for financing online through our finance center too. It's easy to do so from the comfort of your San Luis Obispo home.

Lease versus Financing

A lease involves paying a monthly payment for a set period of time to drive the vehicle through Delano and beyond. The lease period is typically 36 to 48 months. There are usually limitations on the miles you drive around Ridgecrest and customizations that you can make to the vehicle. At the end of the lease, you have the option of returning the vehicle to the dealership or purchasing it for an amount that is specified in the agreement.

Financing involves obtaining an auto loan to purchase a vehicle. Once the loan is paid off, you own the vehicle. You can apply for an auto loan through your bank, the dealership, or another financial institution. In most cases, you can get preapproved for a certain amount before you start shopping. When you finance a vehicle, you will have to pay a specific amount of interest. Lower interest rates typically mean a lower monthly payment and a lower total cost of the loan. You are free to customize or do anything else to the vehicle during the loan agreement.

Contact the Finance Team at Motor City Lexus of Bakersfield Online

When you finance a car with Lexus Financial Services the loan is directly with Lexus. You also can take advantage of their competitive annual percentage rates. Lexus Financial Services offers financing for new and used cars. They also have lease options. Motor City Lexus of Bakersfield serving Tehachapi can help you with all of your lease and financing needs. Contact us online or over the phone with any questions or concerns.

Finance Center FAQs

Frequently Asked Questions

Why should I finance with Motor City Lexus of Bakersfield?

Motor City Lexus of Bakersfield is a 28-time Elite of Lexus Award winner with flexible financing solutions tailored towards your budget. As an award-winning Lexus dealer serving Kern County since 1940, we've been helping generations of Kern County customers finance their new Lexus. Join the legacy nearly 90 years in the making by financing with us. Our finance department is here to make your dream Lexus a reality.

Is the online credit application easy to use?

Yes, our online finance application is secure and easy to use. Get pre-approved for financing through our portal in minutes. The online credit application is available 24/7. You can apply for credit and secure a car loan from the comfort of your home in Ridgecrest.

Is there a tax deduction for business owners using a new Lexus?

Yes, the Section 179 tax deduction is available for qualifying business buyers throughout Kern County and the Central Valley. Business owners from San Luis Obispo can drive their business to new heights with this tax deduction on a qualifying new Lexus. Contact our finance department to learn more about the Section 179 tax deduction and eligibility.

How does financing through Motor City Lexus of Bakersfield work?

Motor City Lexus of Bakersfield works in tandem with Lexus Financial Services to help you secure financing. Lexus National Financial Services financing is available directly through Motor City Lexus. Thanks to Lexus Financial Services, you can unlock exclusive lease offers, apply for credit, add voluntary protection plans, and save with special offers.

What are some popular new Lexus vehicles to finance?

The 2026 RZ 450e is available to finance or lease. Become a luxury EV owner by financing the Lexus RZ, a fully electric SUV. The 2026 GX 550 is available to finance or lease. You can finance the capable and indulgent Lexus GX SUV that's built for family travel. The 2026 IS 350 is available to finance or lease. Browse finance and lease offers on the Lexus IS, a leading luxury sport sedan. The Motor City Lexus of Bakersfield finance center has a helpful staff of auto financing gurus to help you finance these new Lexus models.

Are there Lexus lease specials?

Yes! Motor City Lexus of Bakersfield has an array of Lexus lease specials, creating lower monthly leasing payments on world-class luxury. Make the short drive from Delano for our Lexus lease deals.

Should I finance or lease a new Lexus?

That depends on a customer's lifestyle and monthly budget. Lexus enthusiasts from Tehachapi should finance a new Lexus if they want to own the vehicle outright. Luxury car loans pave the way to Lexus ownership. Leasing a new Lexus is a smart solution for those who want to transition between luxury vehicles every few years.

How can I get my financing journey started?

Contact our Lexus dealership in Bakersfield to learn more about financing. Our finance specialists will be in touch. We're a leading new Lexus dealer in Bakersfield with leasing and financing options. Motor City Lexus of Bakersfield is proudly serving the next generation of Kern County customers and their financing needs.